student loan consolidation credit card
How can I increase my credit score if I have 6 accounts in collections and I pay on a student loan?
… It seems like pass through a debt settlement or consolidation, or negotiation is one thing I can do myself, I am not sure that this will increase my credit score if all my accounts are past 2 years because I do not have current accounts. I can not even approved for a card unsecured credit to boost my credit score. Help please!
Please do not listen to most information here. If you have any old collection of numerous accounts and pay them off, it will not help your credit score! Unless these accounts are always regarded as "Rev" and then repay that can affect your credit score for the most part. Pay old scores will be re-age and they look as they are accounts recently, because the DLA (Date of last activity) will be updated for the month and year you paid the collection. The only thing that can really help your credit now is the time and / or trying to get the collection removed from your credit report.
Tags: card, consolidation, credit, debt, loan