loan consolidation mortgage
debt consolidation loan?
I bought a house built there about 2 years and I do my mortgage and lot payments lease. I have a 15 mortgage.I year have a lot of debt credit card (I pay about $ 900 per month in minimum payments). I want to consolidate the results into a single payment if I feel that even if I am living pay check to pay check I'm ok and pay and close the account. only want a card with a credit limit is low. Plus interest rates are high. I have good credit (score of about 685-710 at the hotel last) never made a late payment or missed a payment, etc. No Bankruptcy So my question is that I should be able to obtain a consolidation loan without a co-signer and this is one way of doing things. I would also like to buy a new car (lease is up and I must get a new one) should I roll it all together or separate loans and even be possible. Any guidance would be helpful thank you.
some things come into play, the greater the gap between what you owe on your house and what it's worth as long as you can and keep at LEAT meaing 10% equity if it's worth 150k does not go above 135K would go for it any mortgage company that offers on houses will be happy Moble to do, and you should put a bunch of cards Mony on high interest credit … Hope this helps
Tags: consolidation, home, loan, mortgage, refinance