loan consolidation debt


If I have a balance on a card of $ 8,000, 9.99% APR, would it be better to see to get a loan to consolidate debt?
I want my credit still remain above average, but I can not afford to pay $ 1,000 monthly payments to get rid of the balance fast should I get a personal loan debt consolidation for 36 months instead?
Do what you can do. Obviously the sooner you pay less interest you'll pay less and so you throw money down the drain. These http://www.esuperfind.com/CreditSolutions.php?id=998g you should charge less than 9.99% in April
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