loan consolidation calculators

What should I do with my mother Direct Parent Plus Loan?

She wants me to begin repayment, but I noticed that the thing is actually 3 separate loans and they all have 8.02% interest. My school loans were only 2.6%. I tried the calculators building on the site and did not improve the rate of interest only payments lowered. Any ideas on how to get a way significant reduction of interest rates?

they are different kinds of loans. that the rates are what they are. Just pay

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