debt consolidation cesi

Please Need help?

I have about Capitol One $ 7,000 divided by 3 cards, I live in CA and I know they can place a trial and garnish my wages up tp 25% until my debt is paid, I am the sole provider for my family and 4 people depend my check, I called a Comany consolidation credit in the name of CESI and I do not know what to do, the guy asked for my SS # right away and said there is a fee of $ 49 to activate my account and it is a single charge. Is there something I can do to stop the Garnishment lawyers are more expensive to hire? If someone can help me with this issue, so I would appreciate it. I am ready to pay, but in my spending and what I do I can only give as $ 70 per month to be able to pay this off and I just did not know what to do! When I called the collection company directly Guy they laughed at me and said if thats all u can pay to save money we will make a trial, they were given the option of monthly payment, but will not settle for less than $ 150. Thank you in advance

Talk to this type of consolidation credit. Paying $ 50. You do not get any gas at $ 70 per month. I know a family of 4 is a big job. Whatever the guy tells you to pay, you pay. It is the best option for you. If you want me to help you budget, I will of course help. Just e-mail me your income and expenses with dates. Your last resort would be to file bankruptcy. He will stay with you, so do your research first. In fact, www.clarkhoward.com see the guy knows his business and people on their forums too.


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